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Documents and records reviewed for a subrogation defense

Personal Injury Defense

Subrogation Defense

Pushing back on insurer recovery claims.

When one insurer comes after another party to recoup what it paid, the amounts can be significant. We defend against subrogation demands and hold carriers to their burden of proof.

We test the underlying liability, the reasonableness of the payments, and the carrier’s right to recover in the first place.

Subrogation claims are often pursued aggressively but documented thinly. We demand proof for every element rather than accepting the carrier’s numbers at face value.

The result is a disciplined defense that limits exposure and resolves claims on favorable terms.

Dual
Plaintiff & defense practice
1,000s
Clients represented
24/7
Calls answered
$0
For your consultation

How we help

  • Liability and causation challenges
  • Reasonableness of claimed payments
  • Right-to-recover and standing defenses
  • Negotiated resolution or trial

What to Expect

How your case moves forward.

01

Free consultation

We learn what happened, answer your questions, and map out your options — at no cost and no obligation.

02

Investigation

We preserve evidence, retain the right experts, and build a record that establishes exactly what happened.

03

Trial preparation

Every case is prepared as if a jury will decide it. That preparation is what creates real leverage.

04

Resolution

We resolve on your terms — driving a favorable settlement or taking the case to verdict.

FAQ

Questions we hear most.

Every case is different. If you don't see your question, call us — the consultation is free.

Ask your question
What is a subrogation claim?
It is an insurer stepping into its insured’s shoes to recover money it paid out, by pursuing the party it believes was responsible for the loss.
Can we challenge the amount claimed?
Yes. We test both the underlying liability and the reasonableness of the payments the carrier says it made.
What is the best outcome?
Often a negotiated resolution that sharply limits exposure — or, where warranted, a defense at trial.

Why Sterling Trial Law

A different kind of litigator.

Both sides of the aisle

Dual plaintiff and defense experience means we know exactly how the other side builds — and breaks — a case.

Trial-ready from day one

We prepare every matter for the courtroom, so the other side would rather deal than face a jury.

Direct attorney access

Marcus personally reviews every case. You work with your attorney, not a call center.

Trial attorney addressing a jury in a courtroom

Don't settle.
Go to trial ready.

Tell us about your case. Marcus Sterling personally reviews every consultation request — plaintiff or defense.